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3 ways to get free abortion care

Abortion can be expensive, but it doesn’t have to be. Learn 3 ways to get $0 or low-cost abortion care, including insurance, abortion funds, and income-based sliding scale pricing.

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Abortion is health care—and no one should be denied care because of cost. But for many people in the U.S., paying for an abortion can be one of the biggest barriers.

As of 2023, abortion pills cost about $563 on average in the U.S., though the price can vary from state to state. In-clinic procedures usually range from $650 to over $1,000, depending on how far along you are and where you get care. 

If those numbers feel out of reach, you’re not alone—and you do have options. Depending on your location, insurance, and what support is available, you may be able to get care at a lower cost—or even for free. 

In this guide, we’ll walk through 3 ways to get free or low-cost abortion care, plus a few extra tips to help bring down the cost. Looking for affordable abortion pills now? Hey Jane offers care with select insurance and Medicaid coverage, income-based pricing, financial assistance, and “buy now, pay later” options.  See if you qualify.

1. Use private insurance or Medicaid

First step: check your insurance coverage. If you have private insurance or Medicaid, you might be covered for abortion care—but the details vary a lot by plan and state. You can contact member services over the phone on the back of your insurance card, on your insurance company’s website, or through their app.

Private insurance plans

Start by calling your insurance company and asking if abortion is covered. Some states require private insurance to cover abortion, while others don’t—or even block it. What your plan covers depends on where you live.

If calling feels overwhelming, some providers (like Hey Jane) can help you check your coverage after filling our online intake form. Explore private insurance and Medicaid plan accepted by Hey Jane.

Paying with insurance was easier than I expected! Hey Jane handled everything.” -Verified Hey Jane medication abortion patient, July 2024

Medicaid plans

Here’s where things get a little tricky. Because of the Hyde Amendment, federal Medicaid only covers abortion in cases of rape, incest, or life-threatening pregnancy.

However, many states use their own funds to cover more than that. If you have a Medicaid insurance plan, check what your state’s rules are. You might still be able to get abortion care for free or at a much lower cost than if you had to pay out-of-pocket.

Hey Jane accepts Illinois Medicaid, and we’re actively working to expand to more Medicaid plans to help make care more affordable.

I used Medicaid so the insurance process went smooth and quickly.” Verified Hey Jane medication abortion patient, February 2024
Get affordable abortion care, with or without insurance
Image of hand holding abortion pill mifepristoneImage of hand holding abortion pill mifepristone

2. Request financial help from abortion funds

Abortion funds are nonprofit groups that help people pay for abortion care. Many also help with other costs related to getting treatment, including:

  • Travel like flights, gas money, or bus fare
  • Lodging, like hotel stays, if you don’t have a safe or nearby place to stay
  • Child care to help pay for a babysitter or daycare
  • Meals so you can focus on treatment and recovery

Am I eligible for assistance?

Each fund has its own rules, so it’s important to find one that helps people in your state—or in the state where you plan to get care. Most funds support anyone facing financial barriers, no matter your immigration status or whether you have insurance. All you need to do is reach out.

How much do abortion funds cover?

It depends on the fund, but some can cover part or all of the cost of your abortion, plus related expenses like travel, lodging, and child care.

How do I find an abortion fund?

Hey Jane can help you connect with abortion funds if you’re using our services. You can also visit AbortionFunds.org for a state-by-state directory.

“Hey Jane provided fast, discreet, easy care for me when I needed an abortion. I was able to get financial aid to cover the cost of the abortion, and every person behind Hey Jane that I interacted with was so kind and understanding and helpful.” -Verified Hey Jane medication abortion patient, July 2024

3. Look for providers with income-based pricing

This is also called “sliding scale” pricing where the cost of your care depends on how much money you make. 

At Hey Jane, if you’re not using insurance, you’ll automatically be considered for income-based pricing and we’ll share your final price at checkout. On top of that, you can add a code from one of our abortion fund partners if you received financial assistance, or break your payment up into smaller ones through our ‘buy now, pay later’ plans. 

I love how there is a sliding scale for the price because I don’t make much money a year so this was SO appreciated and affordable :)” -Verified Hey Jane medication abortion patient, April 2023

More ways to bring the cost of abortion care down

Below are some additional ways you can lower the cost of abortion care:

Payment plans

If paying the full cost up front isn’t possible, you still have options. Hey Jane offers “buy now, pay later” plans at checkout, so you can split the cost into smaller, more manageable payments over a few months.

Use HSA/FSA funds

If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA) through your insurance, you can usually use that money to pay for abortion care. These accounts use pre-tax dollars, which means you’ll save money and pay less out of pocket. Hey Jane accepts this payment method, which means that even if we don’t accept your insurance plan, you may still be able to use your HSA or FSA funds to save money on treatment.

Care options that come to you

Virtual providers like Hey Jane let you consult with a health care provider from home over chat, phone, or video call. Care is often cheaper than in-person clinics because there are fewer overhead costs—like office visits, facility fees, and transportation.

If you're eligible, abortion pills can be delivered straight to your door. That means no extra costs for travel, child care, or taking time off work.

Abortion should be safe, easy to access, and affordable—period. If you're worried about how to pay for care, you're not alone. There are real options to help you get the support you need without breaking the bank.

And if you're looking for a supportive, nonjudgmental provider, Hey Jane is here to help.Get safe, affordable abortion pills delivered to your door—so you can get care on your schedule, in your space. Start intake here.

Get abortion care for as little as $0

Written by

Taneia Surles, MPH

Taneia Surles, MPH, is a freelance writer, editor, and public health professional specializing in sexual health and wellness. She has bylines in Health, Healthline, mindbodygreen, and Well + Good.

Published on:
August 5, 2025
Last updated:
August 5, 2025

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