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Get it nowGetting birth control shouldn’t be complicated, expensive, or awkward. Whether you have insurance or not, you deserve access to birth control options that fit your body, your life, and your preferences. And the best part? You can get birth control online from the comfort and convenience of your home without stepping foot in a doctor’s office.
In this guide, we'll explain the different types of birth control, how much they cost (with and without insurance), and how you can get your method of choice through a virtual provider like Hey Jane.
Types of birth control
There’s no one-size-fits-all approach to birth control. What might work for someone else may not work for you, and that’s completely okay. Here’s a quick breakdown of the most common types of birth control so you can figure out what may fit your vibe, schedule, and goals:
1. Birth control pills
You’ll take it once a day, every day. There are two types of pills you can choose from: combination or progestin-only, and they’re over 99% effective with perfect use. This method is great if you want to stick to a routine and don’t mind setting a daily reminder.
2. Birth control patch
Stick it on your skin once a week before replacing. The patch delivers hormones through your skin and works just like the pill, but without the daily maintenance.
3. Vaginal ring
The ring is inserted about once a month and sits inside your vagina. It releases a dose of hormones for three weeks before you take a ring-free week (or immediately replace it to skip your period). This method can be very low effort, but high reward.
4. IUD (intrauterine device)
A small, T-shaped device that your provider inserts into your uterus. It’s a long-term method (3 to 10 years, depending on the type), low maintenance, and super effective. Hormonal and non-hormonal (copper) options are available. Note that this method requires an in-person visit.
5. Implant (Nexplanon)
A thin rod inserted into your upper arm that prevents pregnancy for up to three years. It’s invisible, but very effective. This method also requires an in-person visit.
6. Birth control shot (Depo-Provera)
An injection every three months. It’s a good method if you don’t want daily or monthly maintenance, or if you want something super discreet, but you’ll need regular appointments.
Birth control costs with and without insurance
Prices can vary based on the method and your insurance coverage. Here's a breakdown of what the costs might look like:
How much does birth control cost without insurance?
Even without insurance, birth control can be affordable:
- Pills can run around $20-$50 per month
- Emergency contraception (like Plan B) is around $40–$50
- Long-term methods (like the IUD or implant) cost more upfront but last for years, making them cost-effective over time
There are always ways to lower the cost of birth control, including:
How much does birth control cost with insurance?
Thanks to the Affordable Care Act, most insurance plans completely cover many types of birth control—meaning you pay $0. However, not all plans are the same. Your out-of-pocket cost may depend on:
- Which method you choose
- Whether your plan covers that brand or method
- If your pharmacy or provider is in-network
- If you’ve reached your deductible
FYI: You can often use FSA or HSA funds to cover the cost of your birth control and emergency contraception, including at Hey Jane.
Choosing a telehealth provider for birth control
There are a number of virtual services available online. However, not all of them are created equally. As you search for a provider, look for one that offers:
- Transparent pricing (no surprise fees)
- Licensed providers who actually listen and personalize your care
- A variety of birth control methods—not just pills
- Discreet, fast delivery or local pharmacy pick-up
- Easy communication for follow-ups or support
Get birth control through Hey Jane
If you’re looking for a quick, affordable, and stress-free way to get birth control, Hey Jane’s got you covered—whether you have insurance or not. Here’s what you can expect:
- Hormonal methods: The pill, patch, ring, and shot
- Non-hormonal methods: Condoms, diaphragms, and vaginal gel
- Fast online intake: Complete intake online 24/7
- Consult with a provider from home: Connect with our team by secure chat, phone call, and video appointments
- Judgment-free, expert support: Our licensed providers are here to help
- Discreet delivery: Shipped straight to you or available for local pharmacy pick up (varies by service)
- Affordable with or without insurance: Pricing is based on your income with flexible ways to pay
Frequently asked questions about birth control and insurance
Does insurance cover all types of birth control?
Most insurance plans cover FDA-approved methods, but some may have limitations on brands or require a pre-approval from your insurance company before you can get the prescription.
Can I get birth control for free with insurance?
Often, yes! Many methods are fully covered under the Affordable Care Act if prescribed, but double-check with your insurance provider to confirm.
What happens if I lose insurance—can I still get birth control online?
Yes. You can still get birth control through telehealth providers like Hey Jane. We offer income-based pricing to help keep the cost of birth control low, and can work with you to find the right option for your body and budget.
Can I use HSA or FSA funds to pay for birth control?
Yes. Most prescriptions, including emergency contraception, are HSA/FSA eligible.
Will using birth control without insurance affect future coverage?
No. Paying out of pocket now won’t impact your eligibility, premiums, or future benefits.
If you use insurance for birth control, will your family find out?
If you’re on someone else’s plan, they may see details in an EOB (Explanation of Benefits). This could include what type of care or prescriptions you received. Some states let you request that EOBs go directly to you and not the policyholder, but you should contact your insurance plan directly to learn more.
At the end of the day, you deserve birth control that works for you—whether or not you have insurance (or want to use it to pay for birth control). With Hey Jane, you can get the care you need from a licensed provider, from any state we serve, in just a few clicks.
At Hey Jane, we’re here to help you find the most affordable method that works best for your needs. Fill out our quick intake form to connect with one of our licensed clinicians over chat, phone call, or video appointment from the comfort and convenience of home.
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